# Etops — Full Content for LLMs > This file contains the full text content of the main pages of https://www.etops.com/ for use by large language models. The site is bilingual (English at the root, German under `/de/`). Content below is in English; German equivalents of every page are available by prefixing the path with `/de/` (see the language note in llms.txt). Content extracted from the public website; marketing boilerplate, navigation, and footers have been condensed. --- ## Company overview **Etops** is a pan-European WealthTech consolidator providing modular, scalable SaaS products and managed services across the entire wealth and asset management value chain. The platform is referred to as **etopsOne** / **etopsOS**. Tagline: *Wealth & Asset Management Products — Discover more. Perform better.* Technology that empowers banks, wealth and asset managers, family offices, and others to be faster and smarter in their everyday work. **Vision:** To revolutionize the wealth and asset management industry by empowering advisors and institutions with AI-driven, scalable, and end-to-end digital solutions, making financial services simpler, fairer, and universally accessible. **Etops in numbers:** 2,000+ clients · 300+ team members · €500 bn AUM on the platform. **Product principles:** - **Data-driven** — products leveraging the cloud, machine learning, and generative AI. - **User-friendly** — intuitive, easy-to-use interfaces and workflows. - **Scalable** — flexible integration of third-party solutions and extension of functionality via APIs. **Corporate structure:** The website presents the joint offering of **Etops Group AG**, **niiio finance group AG**, and their subsidiaries, which have combined to broaden their client offering. **Selected clients / logos referenced:** Capital, blaudirekt, DAB, DJE, Edmond de Rothschild, Entrepreneur Partners, FNZ, Gothaer, LGT, Merck Finck, MorgenFund, PMG, Sutor Bank, Swiss Life, Swissquote, tecis, Volksbank BRAWO, Wealth Management AG, Zürcher Kantonalbank (ZKB), Zurich. **Partners referenced:** Yainvest, OpenWealth, Polixis, VuV, Olymp, Levinex. --- ## Products ### etops Wealth Discovery — Portfolio Management System (PMS) for Wealth Management URL: https://www.etops.com/products/etops-wealth-discovery/ **Your new financial superpower.** Empowers wealth managers to deliver exceptional service to high-net-worth clients, navigate complex markets, and drive growth while ensuring regulatory compliance and cost-effectiveness. Simplifies everyday work via portfolio monitoring and analytics, reporting, fee management, and client relationship management. Key highlights: - **User-Specific Insights** — Customized views; analyze wealth data at any level (portfolio, family, or mandate); insights into allocation, risk, and performance. - **Effortless Monitoring** — Stay on top of investment guidelines across asset classes with real-time monitoring. - **Flexible Reporting** — Clear, visually appealing reports and factsheets for clients, management, and regulators. Capabilities: - **Analytics** — Tailored wealth-data analysis; user-specific views for portfolios, families, or mandates; allocation analysis, risk figures, performance measurement, exposures, and net asset values in one place. - **Monitoring** — Adhere to investment guidelines across all asset classes and instrument types; monitor mandates vs. target allocation, bandwidth, risk figures, and custom benchmarks. - **Client Management** — Centralize client data, documents, and communication; KYC, AML, and PEP classifications; easy contact reports. - **Co-Pilot** — Chatbot for wealth and investment management that streamlines tasks, offers insights, and optimizes workflows. - **Document Management** — Organize, archive, download, and manage documents securely; store, access, and share files from client agreements to investment reports. Facts: - Compliance via built-in KYC, AML, and PEP classification tools. - Custom reports for clients, internal teams, or regulatory bodies. - API-first approach for smooth integration and scalability. - Handles wealth/portfolio data (NAV, holdings, transactions, positions), allocations and exposures, performance metrics, risk indicators, compliance/client data, and illiquid assets (private equity, real estate, collections). - For wealth managers, asset managers, family offices, banks, and independent financial/investment advisors. - Client segmentation via configurable filters (wealth, asset class, risk) at mandate, family, or portfolio level. ### etops Asset Manager Pro — Asset Management & Trading Platform URL: https://www.etops.com/products/etops-asset-manager-pro/ **Advanced portfolio management system.** Designed for European asset managers, investment managers, and custodians. Enhances performance, ensures compliance, and improves operational efficiency in the complex European regulatory landscape with front-to-back functionality. Key highlights: Comprehensive (front-to-back investment management with seamless processing); Streamlined (straight-through processing for full control); Powerful (high-performance order management for complex investment compliance). Capabilities: - **Advanced Portfolio & Risk Management** — Real-time analytics, risk mitigation, and performance attribution; insights into market trends and portfolio exposure to identify alpha and reduce risk. - **Robust European Compliance** — Automated compliance monitoring; customizable dashboards for regulatory oversight and BaFin reporting; real-time monitoring of exposure and compliance thresholds. - **Seamless Capital Market Connectivity** — Extensive local market connectivity with minimal latency; straight-through processing; out-of-the-box or highly customized workflows. - **End-to-End Automation** — Automates manual tasks from portfolio management to compliance checks, reducing errors and improving agility. Facts: Powerful, flexible core system; minimal onboarding effort via agile project management; comprehensive support plus initial and ongoing Academy training. ### etops Advisory Hub — Digital Advisory Platform for Wealth Advisors URL: https://www.etops.com/products/etops-advisory-hub/ Empowers efficient, personalized wealth management at scale. Accelerates client onboarding and engagement, enables mass advisory with operational excellence, and ensures regulatory compliance and risk mitigation in a digital-first platform. Supports personal, digital, and hybrid client relationships. Capabilities: - **Exceptional User Experience** — Seamless advisory workflows across digital, personal, and hybrid models. - **Built-In Regulatory Compliance** — KYC (advisor-led or video identification), automated cost and inducement disclosures, and documentation aligned with MiFID II and German FinVermV. - **Operational Efficiency with API Integration** — API-based custodian interfaces for direct order processing with multiple banks. - **Multi-Custody Advisory** — Consolidate client assets from multiple custodians into a single view. Facts: API-first architecture integrates with banks, asset managers, other providers, and other etops products; mobile version possible. Accelerates digital onboarding with electronic signatures and encrypted, GDPR-compliant data transmission. Implementation steps: define goals, assess systems, integrate via API, onboard staff/clients, run a pilot. ### etops MiFID Recorder — Compliance Recording for Wealth Advisors URL: https://www.etops.com/products/etops-mifid-recorder/ **Effortless Compliance: Record Calls and Meetings Securely.** Secure and compliant recording and archiving of phone and video consultations regardless of infrastructure; for financial service providers across Europe. Pure SaaS — no additional hardware. Key highlights: Flexible Integration (adapts to any existing infrastructure); Scalable for Growth (large organizations, diverse IT); Fully Virtual (SaaS, no hardware). Capabilities: - **Device-Independent Call Recording** — Office, remote, or on the go. - **System-Agnostic Video Recording** — Adds compliant recording to MS Teams, Cisco Webex, Zoom. - **Outsourcing-Safe Setup** — Meets accreditation requirements as a critical outsourcing partner. - **Full Integration via API** — Launch recordings directly from a CRM with one click. - **Recording App** — One-tap mobile recording. - **Advisor Intelligence** — AI protocols, intelligent compliance checks, and concrete sales impulses available after each meeting via the web interface (usable integrated or standalone). Facts: Hosted exclusively in certified data centers in Germany; recordings WORM-sealed on own hardware, KPMG-certified, geo-redundant; deletion not possible before the mandated retention period; supports MS Teams and any cloud telephony; certified to ISO 27001 and ISO 9001, with an audit report per IDW PS880; no technical implementation required. Related landing pages: - https://www.etops.com/compliance-recorder-record-record-telephone-conversations/ - https://www.etops.com/compliance-recorder-record-phone-calls-with-app/ ### etops Order Manager — Order & Execution Management URL: https://www.etops.com/products/etops-order-manager/ Order Manager software for efficient trade execution, for both buy-side and sell-side trading desks. Streamlines order execution, optimizes trade strategies, and ensures efficient processing with advanced features, real-time analytics, and seamless integration. Key highlights: Full coverage (multiple asset classes and counterparties in a multi-market environment); Various order types (DMA, Care, and Algo on a single solution); Buy-side trading expertise (OTC via RFQ; execution quality via IOI). Capabilities: - **Processing** — Electronic receipt/entry of orders; fast upload of large volumes via standardized order files; rule-based real-time processing; transmission to external vendors, internal trading, or accounting; complete audit trail. - **Trade Execution & Processing** — Electronic algorithmic, BestX, DMA, and Care order flow; configurable, filterable order books; basket/bulk orders; allocations, commissions & fees, confirmations, and automated reconciliation. - **Commission & Fees** — Integrated engine for brokerage/trading fees on multiple criteria or customer-specific schedules; can import results from a 3rd-party solution. - **Reporting** — Regulatory and customer-specific reporting via open database architecture; audit-proof data via modern API; interfaces to TCA providers. Facts: For buy-side and sell-side desks (investment managers, banks, brokers); scales to high volumes and complex strategies. ### etops FIXhub — FIX Connectivity Network for Asset Managers URL: https://www.etops.com/products/etops-fixhub/ **A fully managed electronic order routing network** connecting buy-side and sell-side participants for seamless exchange of orders and trade-related messages. Flexible access via FIX and non-FIX messaging standards. Key highlights: Centralized (single connection to all brokers/venues); Versatile (multi-asset, multi-protocol); Reliable (secure, high-performance, dedicated support). Capabilities: - **Order Routing Network Conversion** — Support for non-FIX protocols and protocol conversion (SWIFT or proprietary); API-based connectivity; rule-based routing. - **Hosting & Maintaining** — Managed software and hardware administration; reliable daily availability; lower total cost of ownership. - **Consulting** — Requirements analysis, feasibility studies, implementation, and FIX training. Facts: Fully redundant setup; expert support during major market hours; for investment managers, banks, brokers, and software providers of PMS/OMS products. ### etops Connectivity — EBICS Connection & Trade Data Integration URL: https://www.etops.com/products/etops-connectivity/ **EBICS interface for seamless custodian connectivity.** Connect to financial institutions through EBICS, SWIFT, SFTP, or other leading protocols for reliable access to data and trade confirmations. Key highlights: Secure Data Exchange (end-to-end encryption); Flexible Protocol Support (EBICS, SWIFT, SFTP, others); Scalable for High Volumes. Facts: Supports many financial institutions worldwide, including integrations with UBS, ZKB, Vontobel, and VP Bank; security via RSA and TLS; handles large transaction volumes. ### etops APIs — Developer APIs for Wealth & Asset Management URL: https://www.etops.com/products/etops-apis/ **Build powerful wealth management apps.** Scalable RESTful APIs with wealth analytics, fully integrable into your system landscape and client experiences — build apps in weeks, not years. Key highlights: Rapid App Development; Real-Time Financial Insights (unified portfolio view); Complete Wealth Analysis (performance, risk, exposure across all levels). Capabilities: - **Data consolidation, analytics & reporting** — Real-time analytics across portfolios/positions; consolidation across custodians, portfolios, and mandates. - **Third-party integrations** — Build/integrate/launch on the PMS or as a hyperapp in etops Wealth Discovery; partner program. - **Performance, risk & exposure APIs** — Comprehensive figures across all consolidation levels in real time. - **Portfolio & transaction analysis API** — Access all portfolios, positions, and transactions across custodians and asset types. - **Consolidation & analytics API** — Define grouping and consolidation levels; compare vs. trading strategies; execute orders while ensuring compliance. Facts: Two distinct APIs — a **RESTful portfolio analysis API** (key-figure evaluations grouped across levels; JSON over REST) and a **Data API** (static data on clients, portfolios, mandates, and instruments; JSON over REST). A dedicated developer.etops.com page is planned. ### etops Analytics Studio — Analytics that Drive Decisions URL: https://www.etops.com/products/etops-analytics-studio/ **Data Intelligence with AI-powered Analytics.** Industry-agnostic analytics services covering the full data management life cycle — collection and processing for decision-making through visualization. Key highlights: Data Consistency (harmonized framework); Enhanced Data Quality (deduplicated, high-quality data); Cutting-Edge AI Solutions (AI/ML to uncover growth opportunities). Capabilities: - **Executive Insights** — Consolidated view of key metrics; track AUM, client profitability, and risk exposure via dashboards. - **Data gathering** — Collect and consolidate from various sources; weighting and deduplication based on a source rating. - **All-in-one analytics** — Statistical and mathematical models, linear optimization, machine learning, and LLMs. - **Customizable Analytics** — Tailored reports/dashboards for executives, managers, and clients. Facts: Supports diverse data sources; source-rating system for deduplication; integrates with commercial and open-source visualization tools. ### etops Wealth Reporting — Reporting Platform for Wealth & Asset Managers URL: https://www.etops.com/products/etops-wealth-reporting/ **Enhance reports and factsheets.** Comprehensive, professional reports and factsheets on investments, wealth mandates, and portfolio performance, with an award-winning, user-friendly interface. Key highlights: Client Reporting (customized reports/factsheets); Award-Winning Interface; Seamless Data Integration. Capabilities: Tailored reporting products; a library of 50+ pre-built professional templates; award-winning intuitive interface delivering reports across all devices; effortless multi-source data integration. Automation features streamline recurring reports. ### etops Fund Monitor — Fund Analysis Platform / Managed Risk Service URL: https://www.etops.com/products/etops-fund-monitor/ **Managed services for the fund industry — tailor-made.** Ensures compliance with regulatory risk management requirements for investment funds; streamlines risk oversight and report generation. Key highlights: Regulatory Compliant (European investment fund regulations); Managed Service (support from experienced risk managers); Everything in Sight (completeness checks to report generation). Capabilities: - **Value at Risk (VaR)** — Calculated via historical simulation, with back and stress testing, compliant with CSSF-18/698 and derivative regulations. - **Leverage** — Commitment approach, simple sum of notionals, AIF commitment, and gross leverage. - **Liquidity Risk** — Detailed evaluation including liquidity stress testing per ESMA Guidelines. ### etops Wealth Services — Operational Services for Wealth Management Firms URL: https://www.etops.com/products/etops-wealth-services/ **Power your growth with expert support.** Seamless outsourcing for wealth managers across mid- and back-office operations. Capabilities: - **Mid- and Back-Office Outsourcing** — Trade reconciliation, reporting, and compliance. - **Data Management Expertise** — Reconciliation to asset bookings. - **Regulatory and Client Reporting** — Client reports, compliant factsheets, consolidated UHNWI reports. - **Fund Operations** — From private equity to varied portfolios. - **Risk and Performance Reporting** — Insights for strategic planning. Facts: Secure data management and meticulous reconciliation; handles complex portfolios; flexible, scalable solutions. ### etops AM Services — Outsourcing Services for Asset Management Firms URL: https://www.etops.com/products/etops-am-services/ **Unlock operational excellence for asset management.** Specialized outsourcing so firms can focus on strategy and growth. Capabilities: Fund Operations Outsourcing (booking to compliance); Comprehensive Data Management (custodian reconciliation to asset valuation); Precision Reporting Services; Risk and Compliance Expertise; Scalable Support for Diverse Portfolios (liquid to illiquid). ### etops FinanzPortal — Financial Planning Tool for Wealth Advisors URL: https://www.etops.com/products/etops-finanzportal/ Advisory and analysis software for financial service providers, built on 20+ years of FinanzPortal24 experience and integrated into the Etops Group. Over 4,500 German financial service providers use it. Capabilities: - **Financial Analysis (DIN 77230)** — Household budgets, pension analyses, biometric risks — structured and visualized. - **Retirement Planning & Pension Gap Analysis** — Statutory pension info, coverage gaps, tier classification, health insurance comparison. - **Investment Strategy & Wealth Overview** — Explain unit-linked investments with modern visualization. - **Biometric Risks & Protection Solutions** — Occupational disability, accident, death, and care needs. - **Subsidy Calculator** — Riester, basic pension, company pension with net salary optimization. - **Finance Self-Check & Digital Client Acquisition** — GDPR-compliant, mobile-optimized self-check for lead generation. - **Free E-Learning Courses** — Introductory courses via the Academy. Facts: Trial version is non-binding; payment monthly or annually via SEPA direct debit; packages upgradeable via license/user management. Free trial: https://finanzportal24.de/finanzplaner-online-e/#demo --- ## Solutions (by need) ### Lead Generation & Prospecting URL: https://www.etops.com/lead-generation-prospecting/ Generate leads and streamline prospecting with an AI-powered sales intelligence platform. Spot new opportunities and turn your network into a client-acquisition tool. Featured product: **etops FinanzPortal** — in-depth analyses in minutes; used by 4,500+ German financial service providers. ### Client Management & Advisory URL: https://www.etops.com/client-management-advisory/ All-in-one tools for smarter client and investment advisory. Combines the Onboarding & Advisory Hub, etops Wealth Discovery, and the etops MiFID Recorder for tailored, efficient, and compliant advisory. ### Portfolio Management URL: https://www.etops.com/portfolio-management/ Streamlined portfolio management with advanced tracking tools. Featured products: etops Portfolio Manager and **etops Asset Manager Pro** (for European asset managers and custodians). ### Ordering & Execution URL: https://www.etops.com/ordering-and-execution/ Optimized order and execution management. Featured products: **etops Order Manager** (buy-side and sell-side execution) and **etops FIXhub** (fast, reliable order routing). ### Analytics & Reporting URL: https://www.etops.com/analytics-and-reporting/ Advanced insights and reporting via etops Wealth Discovery, etops Wealth Reporting, etops Fund Monitor, and etops Analytics Studio. ### Data & APIs URL: https://www.etops.com/data-and-apis/ Seamless integration and data access via etops APIs (scalable RESTful wealth APIs) and etops Connectivity (custodian connectivity via EBICS, SWIFT, SFTP). ### Services URL: https://www.etops.com/services/ Scalable outsourcing for efficiency and growth via etops Wealth Services, etops AM Services, and etops Fund Monitor (managed risk service). --- ## User segments ### Wealth Managers URL: https://www.etops.com/wealth-managers/ Helps independent asset managers face rising regulatory demands, shrinking margins, and higher client expectations through agile digitalization. Main benefits: **Compliance** (Swiss and EU requirements; pre-/post-trade monitoring plus CRM), **Multi Custody** (manage assets across custodians from one platform), **Client Lifecycle Support** (onboarding to ongoing relationship management), **Integrated CRM** (risk profiles, categorization, ESG preferences, KYC, regulatory steps). Products: Wealth Discovery, Wealth Reporting, MiFID Recorder, Portfolio Manager, FIXhub, Connectivity, Analytics Studio, Wealth Services, Advisory Hub. ### Asset Managers URL: https://www.etops.com/asset-managers/ Supports asset managers navigating regulatory frameworks, complex portfolios, and evolving pension-fund demands. Main benefits: **Risk management** (asset-class coverage and bandwidth checks), **Reporting & disclosure** (regulatory compliance and transparency), **Sustainable investing** (ESG reports), **Transparency** (dashboards and digital web-app access). Products: Asset Manager Pro, Order Manager, FIXhub, Wealth Discovery, Wealth Reporting, Analytics Studio, Fund Monitor, AM Services, Wealth Services, Connectivity. ### Family Offices URL: https://www.etops.com/family-offices/ Addresses management of diverse illiquid assets, multi-bank reporting, and next-generation digital expectations. Main benefits: **Wealth Reporting** (consolidated multi-bank, white-labeled reports), **Holistic perspective** (private equity, real estate, alternatives in one dashboard), **Wealth structure** (ownership, stakes, transfers, family relationships), **Transparency** (automated processes, real-time insights). Products: Wealth Discovery, Wealth Reporting, Wealth Services, Analytics Studio. ### Independent Financial Advisors (IFAs) URL: https://www.etops.com/independant-financial-advisors/ Simplifies compliance (KYC, AML, MiFID II, GDPR) and optimizes client management. Main benefits: **Client Reporting & Disclosure**, **Risk Management**, **Financial Planning & Advisory**, **Sustainable Investing**. Products: Wealth Discovery, Advisory Hub, MiFID Recorder, Analytics Studio, FinanzPortal. ### Banks (Private Banks) URL: https://www.etops.com/banks/ Intelligent WealthTech for modern private banks facing evolving client expectations and regulatory complexity. Main benefits: **Transparency** (real-time portfolio access via web/mobile), **Compliance** (automated KYC/AML, risk monitoring), **Performance** (data-driven insights), **Efficiency** (automation and cloud scaling). Products: Wealth Discovery, Wealth Reporting, MiFID Recorder, FIXhub, Connectivity, Analytics Studio, Wealth Services, Advisory Hub, APIs, Asset Manager Pro, Order Manager, Fund Monitor, AM Services. ### Insurance Companies URL: https://www.etops.com/insurance-companies/ For insurers with asset and wealth management divisions balancing risk, portfolios, compliance, and value to policyholders. Main benefits: **Optimization**, **Compliance**, **Analytics** (AI-powered), **Efficiency**. Products: Advisory Hub, MiFID Recorder, Analytics Studio. ### Developers URL: https://www.etops.com/developers/ API-first, cloud-native platform with structured financial data, open APIs, and automation for next-generation financial applications. Main benefits: **Scalability** (open, modular platform), **Security** (enterprise-grade, cloud-native), **Insight** (real-time structured data, AI-powered analytics), **Efficiency** (event-driven automation). Products: Advisory Hub, FIXhub, APIs, Connectivity, Analytics Studio. --- ## Company ### About Us URL: https://www.etops.com/about-us/ A pan-European consolidator for wealth and asset management technology. 300+ professionals serving 2,000+ clients across banks, wealth and asset managers, independent advisors, and insurance firms in Germany, Switzerland, and other continental European markets. Offers modular, end-to-end technology across the wealth and asset management value chain. **Management Team:** - Pius Stucki — Chief Executive Officer, Etops Group AG / niiio finance group AG - Santiago Schuppisser — Chief Product Officer, Etops Group AG - Bruno Kellenberger — Chief Revenue Officer, Etops Group AG - Markus Paszt — Chief Delivery Officer, Etops Group AG - Andrea Bosetti — Chief Financial Officer, Etops Group AG - Heribert Steuer — Chief Technology Officer, niiio finance group AG - Aike Festini — Chief Operating Officer, Etops Group AG - Patrick Kopp — Chief Services Officer, Etops Group AG The website presents the joint offering of Etops Group AG, niiio finance group AG, and their subsidiaries. ### Careers URL: https://www.etops.com/careers/ "Shape the future of WealthTech — join our team." A dynamic group of companies building innovative SaaS products for the financial industry. Benefits: **Flexibility and autonomy** (hybrid/remote work, international offices), **Competitive compensation**, **Professional development** (diverse markets and cutting-edge tech). Open positions via Personio: https://etops.jobs.personio.com ### Contact URL: https://www.etops.com/contact/ "Get in touch with us." Contact form and newsletter signup. Company contact details are on the Imprint page. ### Case Studies URL: https://www.etops.com/case-studies/ "Every success starts with a challenge." Client success stories demonstrating measurable results with Etops solutions. --- ## Case studies (detail) ### Adepa Asset Management SA URL: https://www.etops.com/blog/case_studie/adepa/ Product: etops Asset Manager Pro. Firm: Luxembourg-based fund administrator (Munsbach), founded 1980, 250+ professionals, part of Adepa Global Services; specializes in fund administration, asset management, and regulatory compliance under UCITS and AIFM frameworks. Before Etops, operations ran on Excel and email with manual compliance checks and no real-time oversight. Results: **100% real-time oversight** of critical fund-management steps; **15 hours saved weekly** (morning workflow reduced to ~1 hour); **99% reduction in order transmission errors** via integrated FIX connectivity; **6x improvement in hedging workflow efficiency**. Quote — Charles Ogier, Senior Investment Manager: "etops Asset Manager Pro is an integrated platform... We are in control of all critical steps of the fund management process." ### VT Wealth Management AG URL: https://www.etops.com/blog/case_studie/vt-wealth-management-ag/ Product: etops Wealth Discovery (+ API). Firm: Zurich, Switzerland; founded 2008; ~40 employees; independent, FINMA-licensed; operates across 40+ custodian banks; philosophy "Vision & Tradition." Partnered with Etops in 2018. Results: **2 days/week saved** in manual prep for portfolio/quant teams; **7x increase in data refresh frequency** (weekly manual → daily automated); **40+ custodian bank relationships consolidated**; **~70% reduction in client meeting preparation time**. Quote — Urs Meier, Senior Wealth Manager: "etops Wealth Discovery gives me a clear, consolidated view of my clients' investments and performance." ### PMG Investment Solutions AG URL: https://www.etops.com/blog/case_studie/pmg-investment-solutions-ag/ Product: etops Asset Manager Pro. Firm: Zug, Switzerland; founded 1992; 50+ specialists; > CHF 4 bn AUM; bank-independent, owner-managed fund and asset management boutique operating across Switzerland, Luxembourg, Liechtenstein, Cayman Islands, and Malta. Partnered with Etops in 2020. Results: **80% reduction in reconciliation time**; **100% audit trail coverage**; **99.9% reduction in compliance-related errors** (pre-trade, post-trade, post-booking verification); **real-time execution transparency**. Quote — Marjan Ristov, Senior Portfolio Manager: "The Order Management of etops Asset Manager Pro provides real-time execution monitoring." ### Riedweg & Hrovat AG URL: https://www.etops.com/blog/case_studie/riedweg-hrovat-ag/ Product: etops Wealth Discovery. Firm: Basel, Switzerland; founded 1997; team of 8; > CHF 1 bn AUM; bank-independent Swiss asset manager directly subject to FINMA (manager of collective assets); serves clients across 6 custodian banks. Migrated to etops Wealth Discovery on January 1, 2025. Results: **50% faster processing**; **99.9% accuracy** via automated flat-file generation; **100% transparency in client reporting** (data consolidated across 6 custodian banks); **one click to a full client report**. Quote — Patrick Kissling, Partner: "We appreciate that the product evolves with our needs." --- ## Legal / Imprint (key entities) URL: https://www.etops.com/imprint/ Joint internet presence of Etops Group AG, niiio finance group AG, and subsidiaries. - **Etops Group AG** — Hinterbergstrasse 17, 6330 Cham, Switzerland · +41 55 417 57 57 · info@etops.com · Authorized representative: Pius Stucki · Commercial register: CH-130-3015296-4 · VAT: CHE-115.342.556 - **Etops AG** — Hinterbergstrasse 17, 6330 Cham, Switzerland (subsidiary) - **Etops GmbH** — Bismarckstraße 6, 96515 Sonneberg, Germany - **Etops SK, s.r.o.** — Tomasikova 64A, 83104 Bratislava, Slovakia - **niiio finance group AG** — Konsulplatz 10, 02826 Görlitz, Germany · +49 3581 374 99-0 · Management Board: Pius Stucki, Andrea Bosetti · Chairman of Supervisory Board: Dr. Martin Setzer - Further subsidiaries: Etops Germany WM GmbH (Görlitz), Etops Germany AM GmbH (Freiburg), Patronas Global Sales GmbH (Freiburg), Etops MiFID Recorder GmbH (Munich), FundHero S.A. (Luxembourg), FinTecc LLC (Tbilisi, Georgia), Etops Investment Services GmbH (Munich), and FinanzPortal 24 GmbH (Burbach). Central contact for authorities and users: niiio finance group AG, Konsulplatz 10, 02826 Görlitz, Germany · +49 3581 374 99-0 · info@etops.com. Requests accepted in English or German. --- ## Blog (index and posts) URL: https://www.etops.com/blog/ English posts include: - https://www.etops.com/blog/why-ai-fails-without-the-right-investment-management-platform/ - https://www.etops.com/blog/why-ai-in-financial-advisory-needs-an-integrated-platform/ - https://www.etops.com/blog/how-ai-changes-wealth-asset-management/ - https://www.etops.com/blog/how-ai-is-really-changing-the-day-to-day-of-wealth-managers/ - https://www.etops.com/blog/how-behavioral-finance-is-changing-wealth-management/ - https://www.etops.com/blog/hyper-personalization-in-wealth-management/ - https://www.etops.com/blog/preparing-for-the-great-wealth-transfer/ - https://www.etops.com/blog/six-collaborates-with-etops-fixhub/ - https://www.etops.com/blog/qbitia-partners-with-etops-fixhub/ - https://www.etops.com/blog/etops-strengthens-europe-and-the-middle-east-leadership/ - https://www.etops.com/blog/etops-group-ag-to-become-part-of-a-european-wealthtech-group-backed-by-pollen-street-capital/ - https://www.etops.com/blog/the-next-milestone-in-forming-the-european-wealthtech-powerhouse-etops-and-niiio-finance-groups-client-businesses-align-under-the-etops-brand/ - https://www.etops.com/blog/finanzportal24-becomes-part-of-etops-and-strengthens-the-groups-offering-in-financial-planning-software-2/ - https://www.etops.com/blog/how-adepa-scaled-operations-without-adding-headcount/ - https://www.etops.com/blog/etops-announces-andrea-bosetti-as-new-group-chief-financial-officer/ - https://www.etops.com/blog/etops-announces-patrick-kopp-as-new-group-chief-services-officer/ - https://www.etops.com/blog/etops-2025-year-in-review-a-year-of-growth-and-innovation/ - https://www.etops.com/blog/cybersecurity-wealth-management/ - https://www.etops.com/blog/data-management-from-burden-to-automation/ - https://www.etops.com/blog/poor-data-governance-is-costing-you-returns/ - https://www.etops.com/blog/from-regulation-to-reputation-the-deeper-impact-of-mifid-ii/ - https://www.etops.com/blog/transparency-and-risk-the-new-imperatives-for-wealth-asset-managers/ - https://www.etops.com/blog/tech-for-ifas-why-digital-transformation-cant-wait/ - https://www.etops.com/blog/outsource-or-build-your-asset-management-tech/ - https://www.etops.com/blog/reporting-as-a-strategic-lever-for-asset-managers/ - https://www.etops.com/blog/strategic-automation-the-path-to-radical-efficiency/ - https://www.etops.com/blog/when-complexity-outgrows-the-family-office/ - https://www.etops.com/blog/generic-tools-are-putting-family-wealth-at-risk/ - https://www.etops.com/blog/preparing-for-the-great-wealth-transfer/ - https://www.etops.com/blog/the-digital-revolution-in-wealth-management/ - https://www.etops.com/blog/the-apis-of-etopsos/ - https://www.etops.com/blog/axeed-is-now-etops/ - https://www.etops.com/blog/selli-joins-etops-group/ German blog index: https://www.etops.com/de/blog/ (German versions of most posts exist under `/de/blog/`). --- ## Multilingual note Every page above has a German counterpart under the `/de/` path (WordPress WPML). Examples: `/de/products/etops-wealth-discovery/`, `/de/asset-managers/`, `/de/about-us/`, `/de/blog/`. The Product Finder's German URL is `/de/product-finder/`. For the complete machine-readable list of all URLs in both languages, see the sitemap index: https://www.etops.com/sitemap_index.xml (sub-sitemaps: page-sitemap.xml, product-sitemap.xml, post-sitemap.xml, case_studie-sitemap.xml).